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Used Cars for sale in Banate Iloilo

6 results found
Kia BESTA van 2018 for sale The listing has expired

Kia BESTA van 2018 for sale

Iloilo, Banate ₱320,000

Manual 18,000 Km

2007 Honda Cr-V for sale The listing has expired

2007 Honda Cr-V for sale

Iloilo, Banate ₱330,000

Manual 90,000 Km

2012 Mitsubishi Adventure glx2 for sale The listing has expired

2012 Mitsubishi Adventure glx2 for sale

Iloilo, Banate ₱350,000

Manual 80,000 Km

2014 Toyota Vios E for sale The listing has expired

2014 Toyota Vios E for sale

Iloilo, Banate ₱200,000

Automatic Verified Contact 12,000 km

Fresh In And Out Toyota Corolla GLI For Sale The listing has expired

Fresh In And Out Toyota Corolla GLI For Sale

Iloilo, Banate ₱137,000


2014 Nissan Navara LE AUTOMATIC 6speed FRESH! strada 2013 hilux 2015 The listing has expired

    How to Get Approved for a Car Loan in the Philippines?

    Most definitely, your interest in buying a vehicle for yourself or loved one is the main reason you are viewing our current list of used cars for sale in Banate, Iloilo. These cars are offered by private owners, as well as certified car dealers. As you can see, the units differ in prices even if the model is the same.

    You may already have a budget allocated, but did you know that you can opt for paying the unit through a financing company or a bank? This way, all you have to pay initially is the down payment, and then the remaining balance plus the interest rate can be paid on an installment basis.

    However, the fear of not being approved is common amongst buyers, and that is understandable. So, how will you get approved for a car loan? Here are some tips for you:

    1. Be Mindful of and Prepare All the Requirements

    Before you even apply for an auto loan, you must make sure that you have all the requirements at hand. Apparently, an incomplete requirement will never get you approved. Thus, look into different loaning companies and check which of them you can meet their requirements.

    Dealerships from Auto brands around the country already offer in-house financing. You also have the option to apply to a bank and to private financial companies.

    2. Consider Applying for a Car in Different Companies or Banks

    As much as possible, opt for three loaning companies or banks. It would even be better if you apply to private financial companies and banks. This way, you have a higher chance of getting a car loan approved, with at least one of them. Remember, different institutions have different approval rates due to the level of strictness of their rules and regulations.

    3. Evaluate Your Current Financial Status

    Most loaning institutions will have a minimum required monthly salary in order to have a person approved. With that being said, you must evaluate your finances. In case you meet that minimum requirement, you should also consider your other monthly expenses such as bills, food, and when you will own the car, fuel. This will help you determine how much you need to loan; one which you can pay easily.

    4. Refrain from Applying for Other Loans

    While you are applying for a loan to pay for the second-hand cars for sale you want, as well as while your application is being processed, you should try not to apply for any other loans. If upon credit checking, the institution sees that you are applying for another loan or you are about to have another credit, your chances of getting approved will be too low.

    5. Have a Stable Financial Source

    Obviously, your car loan will not be approved if you have no stable job. Additionally, it is best if the time while you are applying for the loan, you have been employed in the same company or running a business for two years straight.

    Getting a Car Loan Approved Is NOT Rocket Science

    Today, Filipinos can conveniently purchase vehicles with the help of financing. There are a lot of institutions willing to provide that financial need. All you need to do is meet their requirements, make sure you have a stable source of finances, enough disposable income, and have no other loan applications.

    Thank you for using and hope that you find your dream car the soonest!