[Philkotse collection] 4 best cars to buy with your 13th month pay!

Updated Apr 01, 2021

It's that most wonderful time of the year and it's time to go car shopping! Here are the best cars available in each price range on Philkotse.com's listings!

Since your Christmas bonus is ready (or about to be ready), we felt the need to let you know some of the best cars you can get. While it's true that you can get amazing deals on brand-new cars this time of the year, there's no reason why the same can't be said about our listings of pre-owned models. We've discussed the pros and cons of buying a new or used car, but there is something to be said about finding an opportunity to own the car you’ve always dreamed of in your younger years. So without further ado, let’s get this thing going!

Budget range Recommended car Review Car deals
0 – P250,000 7th Generation Honda Accord 3.0 VTEC V6 Honda Accord reviews Best deals of Honda Accord
P250,000 – P500,000 3rd Generation Subaru Forester XT Subaru Forester reviews Best price of Subaru Forester

P500,000 – P750,000

2nd Generation Mitsubishi Montero Sport GLS V 4x2 Mitsubishi Montero Sport reviews Mitsubishi Montero Sport deals
P750,000 – P1,000,000 Late First-Gen Toyota Fortuner 3.0 V Toyota Fortuner reviews Toyota Fortuner's best deals

1. Budget Range | 0 – Php 250,000

7th Generation Honda Accord 3.0 VTEC V6

If you are willing to commit yourself to an older executive sports sedan, (along with its quirks) you could ertainly do much worse than a Honda Accord 2005 3.0 V6. It was the top-spec Accord in its time, reserved only for those who are looking for that added “oomph” to their daily chauffeured rides, and with the budget to match.

It was definitely the top of the tops, with its state of the art 3-liter V6 that makes gobs of power and torque. This executive sports saloon can definitely make mincemeat of those who swear by their Honda Civic SIRs. For those who are starting out, and want to have a good, reliable first car, this sleeper should be first on your list.

7th gen honda accord on the road

You can do so much worse than a Honda Accord 3.0 V6

Overall
Make
Honda
Model
Accord 3.0 VTEC V6
Body Type
Mid-Size Sedan
Price
0 – Php 250,000
Transmission Type
Automatic
Dimensions
Length
4,813 mm
Width
1,816 mm
Height
1,450 mm
Weight
1,449 kg
Numbers of Doors
4
Numbers of Seats
5
Engine
Engine Size
3.0 L
Displacement
2,997 cc
Numbers of Cylinders
6
Numbers of Valves
24
Transmission Category
5-Speed Automatic
Performance
Powertrain
Front-Wheel-Drive
Max Output
240 hp @ 5,500 RPM
Max Torque
288 Nm @ 5,000 rpm
Fuel Type
Gasoline
Fuel Capacity
65 L
Features
Fuel Consumption
6-7 km/l (city)
Suspension
Front independent double-wishbone, rear multi-link
Leather Upholstery
Yes
Air Conditioning System
Dual-Zone Automatic Climate Control
Safety
Dual airbags, Anti-lock Braking System with electronic brakeforce distribution
Rivals
Audi A4, BMW 3 Series, Toyota Camry, Nissan Cefiro, Nissan Teana, Mazda 6, Chevrolet Lumina, Hyundai Sonata, Mercedes Benz C Class, Volvo S40, Mitsubishi Galant, Subaru Legacy Sedan

7th gen honda accord rear on the road

The exterior is a marriage between sporty and elegant

Things to look out for in the Honda Accord 2005 are suspension bits such as the bushings, tie-rod, stabilizing links and shocks, but these are fairly easy to replace.

High-mileage units should also have their timing belt, water pump and tensioner bearing replaced since the J series V6 is an interference engine, where the valves can bend and break in case the timing belt snaps. As with any car, always make sure maintenance records are ready for reference.

>>> Check for the current price of Honda Accord right here!

2. Budget Range | Php 250,000 – Php 500,000

3rd Generation Subaru Forester XT

Subaru fans decry the loss of a turbocharged Subaru Forester with the XT line. The current model does not offer any turbocharged option, and if owners want to have forced induction in their Subies, they will have to settle for the WRX or the WRX STI. What's a Subaru fan to do to get their turbocharged Forester fix?

The third-generation Subaru Forester in the XT trim offers a 2.5-liter turbocharged boxer engine that makes a phenomenal 230hp and 320 Nm of torque, complemented by a raised ride height. It shares the same platform as the Subaru Impreza, which means you get total control with your drive.

Subaru Forester XT

Forced induction, all-wheel-drive, boxer engine. What more can you want?

Overall
Make
Subaru
Model
Forester XT
Engine
EJ25 2.5 DOHC 16V F4 Turbocharged
Body Type
Compact SUV/ Crossover
Price Range
Php 250,000 – Php 500,000
Dimensions
Length
4,560 mm
Width
1,780 mm
Height
1,700 mm
Weight
1,535 kg
Numbers of Doors
5
Numbers of Seats
5
Engine
Engine Size
2.5 L
Displacement
2,457 cc
Numbers of Cylinders
4
Numbers of Valves
16
Transmission Category
4-Speed Automatic
Performance
Powertrain
Symmetrical All-Wheel Drive
Max Output
230 hp @ 5,200 RPM
Max Torque
320 Nm @ 2,800 rpm
Fuel Type
Gasoline
Fuel Capacity
65 L
Features
Fuel Consumption
5-6 km/l (city)
Suspension
Front independent McPherson, rear independent double wishbone
Leather Upholstery
Yes
Air Conditioning System
Automatic climate control
Safety
Dual airbags, anti-lock braking system with electronic brakeforce distribution, traction/ Electric Stability Control
Rivals
Chevrolet Captiva, Nissan X-Trail, Ford Escape, Honda CR-V, Suzuki Grand Vitara, Toyota RAV4, Hyundai Tucson, Kia Sportage, Mazda CX-7, Mitsubishi ASX, Mitsubishi Outlander.

Subaru Forester XT on the Road Rear

Fuel economy figures aren't nearly as important as the smiles per gallon you'll get on the Forester

One major thing to look out for in the Subaru Forester XT is the head gasket, a known issue for all Subarus running on the EJ engine, as there is little to no indication when it would give out. But worry not, because you can always get your trusted mechanic to do their magic; simply putting in a new head gasket can give you more worry-free years to enjoy your fast Subaru! Also, you may want to mind the fuel economy a bit, but it eventually takes a back saet when you start driving with a smile on your face.

In case you're looking for a brand-new specimen, click here to see the latest updates in Subaru Forester Philippines price.

3. Budget Range | Php 500,000 – Php 750,000

2nd Generation Mitsubishi Montero Sport GLS V 4x2

Admit it: the main reason you’re saving up your 13th month pay is so you can buy a large SUV. And why not? You get to bring your family along for vacation, you can haul plenty of cargo, and it comes in handy for whatever business you might think of on the side.

Also, driving around in a big hulking SUV makes you look imposing, and you command respect from every other car on the road. Well, do we have the SUV for you!

The midrange second-generation Montero Sport GLS V with a 4-speed automatic transmission and VGT diesel engine is now within your reach, and we have a lot of them in our listings. Click here to have the best deals of the second generation of Mitsubishi Montero Sport

For the same money you'll spend buying a brand-new compact or crossover SUV, you can get your hands on what was one of the most popular SUVs; so popular that it even gave the Toyota Fortuner a run for its money. There was even a time when the Montero Sport outsold even the ubiquitous Toyota Vios!

Mitsubishi Montero Sport on the Road

The Mitsubishi Montero became one of the best-selling cars in the Philippines

Overall
Make
Mitsubishi
Model
Montero Sport GLS V
Engine
4D56 2.5 DOHC 16V I4 with Variable Geometry Turbo
Body Type
Mid-Sized SUV
Price Range
Php 500,000 – Php 750,000
Dimensions
Length
4,695mm
Width
1,815mm
Height
1,800mm
Weight
1,935kg
Numbers of Doors
5
Numbers of Seats
5
Engine
Engine Size
2.5 L
Displacement
2,477 cc
Numbers of Cylinders
4
Numbers of Valves
16
Transmission Category
4-speed automatic
Performance
Powertrain
RWD
Max Output
176hp @ 4,000rpm
Max Torque
350Nm @ 1,800-3,500rpm
Fuel Type
Diesel
Fuel Capacity
70 L
Features
Fuel Consumption
7-8 km/l (city)
Suspension
Front double wishbone, Rear 3-link Suspension
Leather Upholstery
Yes
Air Conditioning System
Manual control, dual
Safety
Dual Airbags, Anti-lock Braking System with Electronic Brake Force Distribution,
Rivals
Toyota Fortuner, Ford Everest, Isuzu Alterra, Kia Sorento, Chevrolet Trailblazer, Hyundai Santa Fe

Mitsubishi Montero Sport Off Road

The brute force and rugged look of the Montero Sport is unrivaled

As with any other SUV, you'll need to check the tires if they need to be replaced. The ECU's sensors also bears looking into, as well as the cooling system. These are not dealbreakers mind you, just good points to consider just in case you want to haggle the price.

>>> Refer to Mitsubishi Montero Sport Philippines price right here!

4. Budget Range | Php 750,000 – Php 1,000,000

First-gen Toyota Fortuner 3.0 V

The Toyota Fortuner changed the game when it was first introduced in 2005. People were finally able to purchase a handsome and rugged SUV that's also spacious and reliable without having to break the bank. before the Fortuner, one had to shell out serious moolah for SUVs on the same caliber as the Mitsubishi Pajero, Nissan Safari and even the Toyota Land Cruiser.

The first-gen of Toyota Fortuner started the midsize SUV race, coming out on top at the end of its generational life cycle. For less than a million pesos, you can avail of a late model 3-liter Toyota Fortuner with Variable Nozzle Turbo, a technology similar to Mitsubishi’s VGT that automatically adjusts the position of the turbocharger's vanes depending on airflow, increasing its efficiency.

The Land Cruiser-like looks, coupled with a commanding presence and rugged appeal make the Fortuner a winner, and with Toyota’s unparalleled resale value, the choice is a no-brainer.

Toyota Fortuner on the road off the road

The Toyota Fortuner changed the game at the time of its release

Overall
Make
Toyota
Model
Fortuner 3.0V
Engine
1KD-FTV DOHC 16V I4 with VNT
Body Type
Mid-sized SUV
Price Range
Php 750,000 – Php 1,000,000
Dimensions
Length
4,705mm
Width
1,840mm
Height
1,850mm
Weight
1,835kg
Numbers of Doors
5
Numbers of Seats
5
Engine
Engine Size
2.5 L
Displacement
2,477 cc
Numbers of Cylinders
4
Numbers of Valves
16
Transmission Category
4-Speed Automatic
Performance
Powertrain
Four wheel drive
Max Output
163hp @ 3,400rpm
Max Torque
343Nm @ 1,400-3,200rpm
Fuel Type
Diesel
Fuel Capacity
70 L
Features
Fuel Consumption
6-7 km/l (city)
Suspension
Front double wishbone, Rear 3-link Suspension
Leather Upholstery
Yes
Air Conditioning System
Automatic, Dual
Safety
Dual airbags, anti-lock braking system with electronic brakeforce distribution
Rivals
Mitsubishi Montero Sport, Ford Everest, Isuzu Alterra, Kia Sorento, Chevrolet Trailblazer, Hyundai Santa Fe

Toyota Fortuner on the road

In case a Land Cruiser is beyond your budget, this is the next best thing

>>> Toyota Fortuner latest price - might be what you are looking for!

As far as things to look out for are concerned, make sure the vacuum seals and EGR valves are in good condition, given our dirty diesel fuel. Also, take a good look at the shock absorbers to see if the Fortuner was previously taken off-roading. 

There you have it folks, the best cars you can buy with your hard-earned 13th-month pay, compiled by Philkotse.com. As buying a car is a major financial decision, make sure to bring your family along to give each member a say in the outcome. After all, they'll be the among those who will benefit from your decision. 

Roy Robles

Roy Robles

Author

Sleek, Sexy, Athletic and Fast. These are words that were never used to describe our resident claustrophobe Roy Robles. After spending 10 years counting other people's cash in banks, he is just happy to be at Philkotse.com. Catch his articles everyday and make sure to honk if you see him.

View more
Cash Value