Toyota Vios Financing: How much do you need to buy one?

Updated Sep 13, 2022 | Same topic: Best Advice for Car Buyers

You have plenty of options with the country’s best-selling subcompact sedan.

The Vios is Toyota’s best-selling model in the Philippines to date, contributing significantly to the company’s almost 40 percent share of the local automotive market. It’s also one of only two subcompact sedans proudly assembled in the country, showcasing Filipino craftsmanship and generating jobs through a dedicated supply chain.  

2020 Toyota Vios Facelift: Leveling up – First Look

As a passenger car, the Vios has come to represent an ideal combination of features, performance, and value, which explains its popularity with both private owners and transport fleet operators alike. The one-make racing series Vios Cup has also showcased the model’s sporty side since 2014.

Toyota Vios Financing guide

Toyota Vios Financing Guide

That said, you would agree that the Toyota Vios is an attractive proposition, whether you’re driving solo or looking for a family car. But just how much would you need to set aside to own one?

Toyota Vios 1.3 Base MT

Let's start with the entry-level Vios 1.3 Base trim, sporting 14-inch steel rims, a 1.3L gasoline engine, and 5-speed manual transmission. The listed cash price is Php 671,000.

If you plan on taking the financing route, a 20 percent down payment or Php 134,000 starts you off on monthly payments of Php 48,227 for the next 12 months, Php 18,117 for 36 months, or Php 11,989 for a 60-month loan.

Vios airbags

Up to seven airbags are available across the Vios range

>>> Related: Toyota Vios Maintenance: How much does it cost to own one?

Toyota Vios 1.3 XLE MT

Moving up to a mid-range variant, say the 1.3 XLE, gets you 15-inch alloy wheels, fog lamps, and a 7-inch touchscreen head unit along with the Toyota Vehicle Security System (TVSS) and keyless entry.

The manual transmission variant priced at Php 791,000 is offered at Php 18,687 a month for 36 months on a 30 percent down payment or Php 237,300. A longer-term of 60 months translates to monthly payments of Php 12,366.

Head unit

A 7-inch touchscreen head unit is standard beginning with the XLE

>>> Related: Toyota Vios accessories Philippines: Why personalize and what to buy?

Toyota Vios 1.5 G CVT

The 1.5 G boasts 16-inch two-tone alloys, LED headlamps, a leather steering wheel, and automatic climate control. It also has a more powerful 1.5L gasoline engine mated to either a 5-speed manual or a continuously variable transmission.The latter carries a price tag of Php 1,071,000, divided into a monthly amortization of Php 24,948 for 36 months with a down payment of 30 percent or Php 321,300. If you want to pay over a period of 60 months, the cost is Php 16,509 every month on the same down payment.  

Toyota Vios GR-S

The top-spec 1.5 GR-S variant is the most loaded in the lineup

Toyota Vios 1.5 GR-S CVT

As the flagship of the Vios range, the GR-S is said to be inspired by the Vios Challenge Cup in its home market of Malaysia. The Philippine-spec version comes decked out in Gazoo Racing Sport body kit comprising front, side, and rear skirts accompanying a more aggressive-looking grille. The trunk is topped off by a black spoiler, and the GR-S rides on 16-inch black alloy wheels.

Evident in the cabin is the GR-S branding, from the headrests to the engine start button. The instrument panel has even been revised to accommodate it via an opening animation on the display. The GR-S retains the same 1.5L engine found on the G, but pairs this with a 10-speed CVT that features Sport Mode via steering-mounted paddle shifters.

Selling for Php 1,020,000, the GR-S can be yours for 48 monthly installments of Php 22,959, on a downpayment of 20 percent or Php 204,000. Double the deposit at 40 percent or Php 408,000 returns a monthly amortization of Php 14,753, if you opt for a 60-month term.

>>> Related: 2020 Toyota Vios Old vs New: Spot the differences

These are all estimates of course, without taking into consideration other factors such as color (the pearl white option carrying an additional premium) and location (regional dealerships usually tack on shipping and delivery charges).

Whichever variant you decide to go for, keep in mind that you’ll still need some spare cash for maintenance, fuel, insurance, and registration at the end of the first three years of ownership. Your nearest Toyota dealer will be able to give you a more accurate computation based on your current finances.

Find more tips that add up to a great car ownership experience at Philkotse.com.

Know more about Toyota Vios 2024

Toyota Vios

Competing in the subcompact sedan segment, the Toyota Vios 2024 is the top sales contributor for the Japanese automaker. The price for the Toyota Vios in the Philippines ranges from PHP 732,000 to PHP 1,054,000. A total of 7 Toyota Vios variants are offered, with the top-of-the-line Vios G CVT variant coming with a tag of PHP 1,039,000. Two engine options are available in the range, which can be connected to either a 5-speed manual or continuously variable transmission (CVT). Dimensions-wise, the subcompact sedan spans 4,425 mm in length, 1,730 mm in width, and 1,475 mm in height. The main rivals of the Toyota vehicle include the Honda City, Mitsubishi Mirage G4, and Nissan Almera.

The Toyota Vios is not only the best-selling model in the Japanese automaker's lineup, but the entire Philippine market. It serves as a reliable subcompact sedan for those who are looking for a daily driver. Also, the Vios is proudly Philippine-assembled which supports Filipino automotive workers. Now, the vehicle is competing in its respective class head high using the refreshed body released by Toyota Motor Philippines (TMP) in the country in 2020.

>>> New and used Toyota Vios 2024 for sale in the Philippines

Toyota Vios Launch

In 2002, Toyota introduced the first-generation Vios in the Philippines. A few years later in 2007, the second-generation sedan was launched. This version gained the "Batman" nickname due to the shape of its grille. 

Several years onwards In 2013, Toyota brought in the third-gen Toyota Vios. It has grown in size, and it also came with a larger engine. The Toyota-made sedan was given a major update in 2018. It bore a new exterior design, and it also gained the upmarket Prime variants as well.

More recently in 2020, Toyota Motor Philippines launched another refresh of the Toyota Vios model. It's fitted with sportier fascia, a new grille, a new pair of headlamps, a revised foglamp housing, and a new lower grille, among others. 

In March of 2021, TMP then introduced the Toyota Vios GR-S.

Toyota Vios Exterior

Up front, the Toyota Vios for the Philippines comes with a front end that mirrors the current designs of high-end models like the Corolla Altis and the Camry. The said design features a wide-slatted grille, flanked by the angular fog lamp housing. For the high-trim GR-S and G, the headlamps are three-tier LEDs with integrated LED daytime running lamps. The rest of the variants get a pair of four-bulb halogen headlights.

For the side and the rear, not much has changed since the previous version. The GR-S stands out from the rest of the variants with its black-colored exterior pieces, rear spoiler, and rear lower bumper with an integrated diffuser.

Toyota Vios Philippines angular front

The Toyota Vios G 

Apart from those, the Toyota Vios GR-S for the Philippine market also has different-looking side skirts and a set of GR-S 16-inch alloy wheels. The G variant on the other hand still has a piano black grille, but it gets chrome-plated door handles instead of the black-colored ones found on the GR-S.

A picture of the 2021 Toyota Vios GR-S

The all-new 2021 Toyota Vios GR-S

>>> Related: 2021 Toyota Vios GR-S review by Philkotse

Toyota Vios Interior

The Toyota Vios for the Philippine market can offer seating for up to five occupants including the driver. For the top-spec GR-S and G variants, they both come equipped with automatic air-conditioning. For the most part, the Toyota Vios' dashboard are made out of sturdy plastic, combined with silver-colored accents. 

Soft touch points for the Vios are also abundant. The Toyota-made sedan's door cards are made out of a combination of plastic, and a soft, fabric-covered material. There's also the presence of a center elbow-rest.

Toyota Vios Philippines interior

The Interior Of The Toyota Vios G

As for the seats, most variants except the GR-S come with fabric seats. The GR-S instead has synthetic leather with red contrast stitching, combined with suede pieces. 

Toyota Vios Philippines cabin

The rear seats of the Toyota Vios

To keep occupants comfortable, both the GR-S and G Vios variants are equipped with automatic air-conditioning systems. The rest of the trim levels on the other hand come with a manual air-conditioning system.

Inside the 2021 Toyota Vios GR-S

Inside the Toyota Vios GR-S

>>> Related: Toyota Vios for sale at good prices on Philkotse.com

Features & Technology

For entertainment, the Toyota Vios GR-S, and the Vios G variants for the Philippine market come standard with a 6.75-inch touchscreen headunit. The said headunit is also capable of connecting via Bluetooth, USB, and Aux jack.

The Vios G's touchscreen headunit

The Vios G's touchscreen headunit

The mid-tier XLE and XE trims also have the aforementioned headunit, but these come with a four-piece speaker set instead. The Vios J on the other hand comes standard with a 2-DIN audio unit linked to two speakers.

Besides the aforementioned touchscreen, the GR-S is also equipped with the Gazoo Racing 4.2-inch TFT multi-information display. Other variants do get an Optitron gauge cluster, as well as a multi-information display. The GR-S and the G also come with a push-to-start button, a leather-clad shift lever, and a drive-mode selector. All Vios variants also come standard with a tilt-adjustable steering wheel column.

Toyota Vios Philippines

The tech and convenience features will vary depending on the variant of the Toyota Vios

For safety, the GR-S and G variants are equipped with dual-front airbags, side airbags, curtain shield airbags, and driver's knee airbags. The rest of the trim levels have dual-front airbags, and the airbag for the driver's knee.

Anti-lock braking with electronic brake-force distribution, stability control, traction control, and hill-start assist are available on all Vios trims. Only the GR-S and G come with a rear-view camera, and only the former has a clearance sonar. 

>>> See more: New and used Toyota Vios for sale in the Philippines at the best price

Platform & Chassis

The refreshed Toyota Vios for the Philippine market still uses the same platform as the previous model. As before, higher trim levels have disc brakes all around. 

For suspensions, the Vios uses a MacPherson Strut type for the front and a torsion beam-type suspension for the rear. Moreover, the engine is still positioned transversely, with the power sent to the front wheels.

Engine & Drivetrain

The Toyota Vios for the Philippine market has two engine options. The larger one is a 1.5-liter inline-4 engine capable of making up to 106 hp and 140 Nm of torque. This said engine is available on the GR-S and the G Trim. For the former, it is paired to a continuously variable transmission (CVT) only. The Vios G can either come with a CVT or a five-speed manual transmission.

There Toyota Vios G's 1.5-liter mill

The Toyota Vios G's 1.5-liter mill

The other engine option for the Vios is a 1.3-liter inline-4 engine. At most, this mill can produce up to 98 hp, and 123 Nm of torque. For the XLE, the said engine can be paired with a CVT or a five-speed transmission. The 1.3 XE's sole transmission is a CVT, while the J comes standard with a five-speed manual transmission only. 

A picture of the Toyota Vios GR-S

The gear shift lever of the Vios GR-S

>>> Also check out:

Toyota Vios 2024 Price List

 Variants Price
Toyota Vios 1.3 J MT ₱732,000
Toyota Vios 1.3 XE CVT ₱774,000
Toyota Vios 1.3 XLE MT ₱862,000
Toyota Vios 1.3 XLE CVT ₱902,000
Toyota Vios 1.5 G MT ₱979,000
Toyota Vios 1.5 G MT (White Pearl) ₱994,000
Toyota Vios 1.5 G CVT ₱1,039,000

₱ 732,000 - ₱ 1,055,000

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Joseph Paolo Estabillo

Joseph Paolo Estabillo

Author

Joseph holds a degree in Journalism from the University of the Philippines Diliman and has been writing professionally since 1999. He has written episodes for CNN Philippines' motoring show Drive, and has worked on corporate projects for MG Philippines and Pilipinas Shell. Aside from being Philkotse.com’s Content Lead, he also writes content for numerous car dealerships in the U.S., spanning multiple brands such as Alfa Romeo, Chrysler, Dodge, Jeep, and Maserati, among others.

Facebook: https://www.facebook.com/kapatilya

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