Ford Ranger Raptor Financing: How much do you need to buy one?     

Pickups these days normally strive to balance work and play, but the Ford Ranger Raptor seems perfect for those who want to push the end of happy hour as far back as possible. 

This is a rig that will make you want to extend playtime

Although the Blue Oval carmaker commenced production of this high-performance mid-size pickup in 2019, the Ranger Raptor made its debut a year earlier. The model rides on a reworked version of the T6 platform which underpins the standard Ranger, albeit with more aggressive-looking exterior bits. A big, bold grille heralds the fascia with the prominent Ford branding, nestled between a pair of LED headlamps, with fog lamps accompanying the massive front bumper. 

Large flares outline the wheel arches that house 17-inch alloy wheels mounted on all-terrain tires. There is a measure of practicality after all, with the inner tie-downs and 12-volt outlet installed on the cargo bed out back, although the bull bar from the Wildtrak is noticeably missing. Combined with the 283mm ground clearance, the Ranger Raptor’s 1,710mm track gives it an imposing stance. 

There's no mistaking that outsize grille

A subdued palette dominates the interior, where the bolstered front seats bear the Raptor branding on the backrests. The rear bench features a center armrest and can be folded up for increased interior storage. Apple CarPlay and Android Auto are standard on the 8-inch touchscreen head unit, along with Ford’s Sync 3 software and voice-activated controls.          

Enabling the Ranger Raptor to kick up dirt is a 2.0-liter EcoBlue bi-turbo common-rail diesel engine that packs 210 hp and 500 Nm of torque, partnered with a 10-speed automatic gearbox that routes power to all four wheels. The truck bounces around with glee on race-bred Fox Racing shock absorbers all around, key to its Terrain Management System that offers six pre-set driving modes.

The interior looks as comfortable as the exterior is rugged

Its large bash plate protects the underbody from rough terrain, and it can traverse up to 800mm of water. Apart from its array of six airbags, anti-lock brakes, and parking sensors, the truck also comes with pre-collision assist and lane-keeping aid as its driver-assist features.   

Ford’s rough and ready rig comes in a lone variant priced at Php 1,998,000, with a 20 percent downpayment or Php 399,600 resulting in 36 monthly installments of Php 55,880. Increasing the cash outlay to 30 percent or Php 599,400 carries a monthly amortization of Php 48,895.

Propelling the Ranger Raptor is a 2.0-liter bi-turbo diesel engine

Extending the contract to 48 months further drives down the payment to Php 39,351, while putting down 50 percent or Php 999,000 and going all the way to 60 months will only require you to pay Php 24,082. 

As always, these are all estimates, exclusive of other costs such as maintenance, fuel, insurance, and registration at the end of the first three years of ownership. Your nearest Ford dealer will be able to give you a more accurate computation based on your current budget. 

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