Suzuki Ertiga Financing: How much do you need to buy one?

Updated Nov 11, 2021 | Same topic: Best Advice for Car Buyers

You should consider one if you’re looking for a frugal family hauler.

Suzuki Philippines is generally known for making small, fuel-efficient cars, and its bigger models are not always met with success. But for the Philippine market, where a premium is often placed on family vehicles, the carmaker has managed to hit it big with the Ertiga multi-purpose vehicle (MPV).

Suzuki Ertiga promotional video

Sure, there’s always the APV, but the Ertiga benefits from a longer body and wheelbase, resulting in better legroom and cargo capacity. And then, there’s also the Ertiga’s lower center of gravity brought about by its more modest ride height, bringing about a more car-like ride.

The Ertiga is currently on its second generation and is available in four main trim levels alternating with a Black Edition for each, adding up to a total of eight variants.

The flexible seating configuration and thrifty powertrain help make this vehicle a strong choice for practical households.

Convenience features such as generous storage compartments, onboard navigation, and cooled cupholders make extended journeys more bearable. 
     
If you’re considering getting a Suzuki Ertiga as the family chariot, we break down how much you would need to own one.

Suzuki Ertiga GA 1.5 MT Black Edition

This is the most affordable Ertiga variant by far, sporting sturdy 15-inch steel wheels, fabric seats, a 1DIN radio tuner with mp3 player, and a five-speed manual transmission routing the 1.5L K15B gasoline engine’s output to the front wheels.

Ertiga projector headlamps

Projector headlamps are standard on all variants

The sticker price is Php 738,000, which can be divided into 36 monthly payments of Php 20,640 with a downpayment of 20 percent or Php 147,600.

Extending the payment terms to 60 months will only set you back Php 14,232 on the same deposit. If you opt for a higher 30 percent downpayment or Php 221,400, you only need to pay Php 12,453 monthly for the next 60 months.

>>> Related: Suzuki PH giving away free Skydrive 125 Fi motorcycle to new Ertiga owners

Suzuki Ertiga GL 1.5

Something a little more premium-looking comes your way with the Ertiga GL trim, featuring chrome garnish on the grille and tailgate. Front fog lamps are standard, as well as body-colored power side mirrors and 15-inch alloy wheels.

Extra two speakers at the rear allow more passengers to enjoy the sounds coming from the 8-inch multimedia touchscreen head unit.  

Transmission options are a 5-speed manual and 4-speed automatic, with the GL trim coming in both Black Edition and Upgrade versions, the latter sporting laminated wood trim on the interior and steering wheel. A GL Black Edition equipped with the stick shift comes at Php 858,000, and for a downpayment of 30 percent or Php 257,000, you’ll need to set aside Php 23,996 as amortization for the next 36 months.

Ertiga dash with watermark

Laminated wood trim abounds on the interior

Meanwhile, the GL Upgrade Edition with the 4-speed automatic will set you back Php 903,000. For a downpayment of 40 percent or Php 361,200, the monthly bill only amounts to Php 18,491 for 36 months, or even lower at Php 13,061 for 60 months.

>>> Related: 2020 Suzuki Ertiga vs Honda Mobilio Comparison: Spec Sheet Battle

Suzuki Ertiga GLX    

The GLX is the top-of-the-line Ertiga available, with the full range of features such as chrome door handles, power-folding side mirrors, LED rear combination lamps, and 15-inch polished alloy wheels on the exterior.

Drivers are treated to a leather-wrapped steering wheel with audio controls commanding the 10-inch touchscreen head unit, as well as a seat height adjuster. A reverse camera joins the array of safety features as standard.

Ertiga GLX rear quarter view

The range-topping GLX comes with new 15-inch polished alloy wheels

For the Black Edition trim, the Php 988,000 price tag is broken down into monthly payments of Php 27,632 for 36 months, on a downpayment of 20 percent or Php 197,600. Putting down a higher deposit of 50 percent or Php 494,000 and opting for a longer-term of 48 months will only set you back Php 13,899 every month.

Meanwhile, the Upgrade trim costs Php 993,000, which is manageable with 48 monthly payments of Php 19,557 on a 30 percent downpayment or Php 297,900. For a 60-month term, you only need to set aside Php 16,756.

Remember that these are just estimated figures, exclusive of other relevant costs such as fuel, maintenance, insurance, and registration. Note that the safeguard tariff for imported vehicles have already taken effect (the Philippine-spec Ertiga is sourced from India), which means that an additional Php 70,000 might be tacked on to the MPV’s sticker price. Visit your nearest Suzuki dealer to confirm the final rates.

Find more tips that add up to a great car ownership experience at Philkotse.com.

Know more about Suzuki Ertiga 2024

Suzuki Ertiga

The Suzuki Ertiga 2024 Philippines by auto industry stalwart Suzuki is a seven-seat, five-door, compact MPV. For the Philippine market, it is offered in three variants that all use a 1.5-liter K15B inline-4 engine capable of making up to 103 horsepower and 138 Nm of torque. Available transmission options for this model include a four-speed automatic and a five-speed manual transmission. Moving to the dimensions, the Suzuki Ertiga has a length of 4,395 mm, a width of 1,735 mm, and a height of 1,690 mm. This Japanese MPV is competing in the local market against the likes of the Toyota Avanza, Mitsubishi Xpander, and Maxus G50.

Suzuki Ertiga Hybrid Review - All Hype or Legit? | Philkotse Reviews

>>> New and used Suzuki Ertiga 2024 for sale in the Philippines

Suzuki Ertiga Launch

 

The Suzuki Ertiga was first introduced back in 2012 in India. The Philippine-spec model was then launched in 2014. Later in 2019, the 2nd-generation model for this Suzuki-made MPV entered the local market. It sports a completely new exterior design and a new engine, and it uses the new HEARTECT platform.

Suzuki Ertiga Exterior

The 2nd-gen Suzuki Ertiga for the Philippine market has changed a lot from its previous version. It has a more modern-looking front fascia, and rear end, as well as a more contemporary-looking roofline. For exterior equipment, the standard on all variants are LED taillamps, halogen turn signals, and halogen headlamps. Also available on the higher-end trims are side skirts, front fog lamps, and side-mirror-mounted turn signal repeaters.

Suzuki Ertiga exterior

As for wheels, the GA and GL variants ride on a set of 15-inch steel wheels, while the GLX variants come with a set of 15-inch alloy wheels.

Suzuki Ertiga Interior

The Philippine-spec Suzuki Ertiga can fit up to seven occupants including the driver. Standard on all variants of this MPV is a tilt-adjustable steering column, fabric seats, a urethane-clad steering wheel, an analog gauge cluster, a digital trip computer, a 12-volt accessory outlet, and power windows.

Suzuki Ertiga interior

Suzuki Ertiga seats

All variants of the MPV come standard with a manual front air conditioner. However, only the top-spec Ertiga GL gets to benefit from rear manual air conditioners. 

Suzuki Ertiga Colors

The 2024 Suzuki Ertiga is a spacious, practical, and family-friendly MPV with a sleek, quiet, but graceful exterior design. For the Philippine market, there are 7 Suzuki Ertiga colors to choose from, all of which enhance the qualities of the Suzuki-made seven-seater MPV model.

Specifically, there are the Suzuki Ertiga in Red Pearl finishes (Radiant Red Pearl and Burgundy Red Pearl), Suzuki Ertiga White (Snow White Pearl), Suzuki Ertiga Silver (Silky Silver Metallic), Suzuki Ertiga Black (Cool Black Metallic), Suzuki Ertiga in Gray (Magma Gray Metallic), and Suzuki Ertiga Brown (Brave Khaki Pearl). Of note, all three Ertiga trims can come in any of the seven colors listed above.

Technology & Safety

The top-spec Ertiga GL variant for the Philippine market is equipped with an 8-inch touchscreen infotainment system. This head unit can connect via USB and Bluetooth. As for the GA, it is equipped with a 1-DIN audio system with USB connectivity for music files only. Standard on all Ertiga trims is a four-piece speaker system.

For safety, the Suzuki-made MPV comes standard with an anti-lock braking system with electronic brakeforce distribution, SRS airbags, ISOFIX tethers, and door beams for side impacts. Moreover, the GL variants also come with two parking sensors and a security alarm.

Platform & Chassis

The 2nd-gen Suzuki Ertiga for the Philippine market uses the new HEARTECT chassis. This new chassis was designed for safety and also provides a smooth, comfortable ride. 

Suspension-wise, the Ertiga uses a MacPherson strut type for the front, and a torsion beam rear suspension. For braking, the Suzuki model uses a front disc brake and a rear drum brake. Its hand brake is a hand-operated manual type. Lastly, this model also uses a front-engine, front-wheel-drive layout.  

Size-wise, this Suzuki-made MPV has a length of 4,395mm, a width of 1,735mm, and a height of 1,690mm. It also has a ground clearance of 180mm.

Suzuki Ertiga Engine & Drivetrain

Propelling the Philippine-spec Ertiga is the K15B 1.5-liter inline-4 gasoline engine. At most, this four-banger can make up to 103 horsepower and 138 Nm of torque. Depending on the variant, it either uses a four-speed automatic transmission or a five-speed manual transmission.

Suzuki Ertiga engine

Available colors for the Suzuki Ertiga Philippines are Magma Gray Metallic, Cool Black Pearl Metallic, Silky Silver Metallic, Brave Khaki Pearl, Snow White Pearl, Radiant Pearl Red, and Burgundy Red Pearl.

The Suzuki Ertiga leans onto the budget side of the MPV market so the lack of upscaled features is expected. It doesn't come with LED headlamps, leather seats, and cruise control even for the top-of-the-line GLX variant. These features are available in its rivals such as the Mitsubishi Xpander 2024 and Maxus G50. But for a starting price of Php 763,000, Filipino car buyers can now drive home a 7-seater vehicle that delivers the practicality and reliability one can expect from a Suzuki.

Suzuki Ertiga 2024 Price List

Let's check out the Suzuki Ertiga 2024 price in the Philippines.

Variants  Price
Suzuki Ertiga GA 1.5 MT Hybrid ₱954,000
Suzuki Ertiga GL 1.5 MT Hybrid ₱1,093,000
Suzuki Ertiga GL 1.5 AT Hybrid ₱1,128,000
Suzuki Ertiga GLX 1.5 AT Hybrid ₱1,178,000

Suzuki Ertiga Pros & Cons

Pros

  • One of the most affordable 7-seaters
  • Appealing exterior and interior layouts
  • Adequate space for front and second-row passengers

Cons

  • Basic interior materials

Suzuki Ertiga FAQs

1. How much is the Suzuki Ertiga 2024 Philippines?

The price of Suzuki Ertiga 2024 ranges from 954,000 PHP to 1,178,000 PHP.

2. Is the Suzuki Ertiga a good car?

Yes, the Suzuki Ertiga is especially good for long drives. Because it navigates bumpy roads and bad roads expertly, and body jolts barely filter into the cabin.

3. Is the Suzuki Ertiga fuel efficient?

Yes, the Suzuki Ertiga's average fuel consumption is around 16 km/L.

4. Is the Suzuki Ertiga diesel?

No, it isn’t. All Ertiga variants offered for the Philippine market run on gasoline engines only.

5. What type of car is the Suzuki Ertiga?

Type of the Ertiga is MPV.

 

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Joseph Paolo Estabillo

Joseph Paolo Estabillo

Author

Joseph holds a degree in Journalism from the University of the Philippines Diliman and has been writing professionally since 1999. He has written episodes for CNN Philippines' motoring show Drive, and has worked on corporate projects for MG Philippines and Pilipinas Shell. Aside from being Philkotse.com’s Content Lead, he also writes content for numerous car dealerships in the U.S., spanning multiple brands such as Alfa Romeo, Chrysler, Dodge, Jeep, and Maserati, among others.

Facebook: https://www.facebook.com/kapatilya

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