Suzuki XL7 Financing: How much do you need to buy one?     

Updated Aug 13, 2021 | Same topic: Best Advice for Car Buyers

The crossover-inspired MPV is the third to carry the name. 

The current XL7 is the third in a line of Suzuki models bearing the name, which stood for ‘Xtra Large 7-seater’ and first appeared on a stretched version of the second-generation Vitara mini SUV (spelled as the XL-7). This was followed by a short-lived unibody crossover which offered a choice of five or seven seats. 

Suzuki XL7

Suzuki claims that over 200 components differentiate the XL7 from the Ertiga

Apart from the badge, today’s version shares very little in common with the previous releases, as it is essentially an Ertiga MPV endowed with additional body cladding and higher ground clearance. This crossover-inspired derivative has a 6-seater counterpart in India called the XL6, which comes with captain’s chairs on the second row.   

The XL7 comes in a single variant for Filipino customers, technically serving as the top-spec trim level for the Ertiga despite being marketed as a separate vehicle by Suzuki Philippines. LED headlamps sit on both sides of the massive black grille. The fog lamps sit within black housings at the lower corners, hovering just above the front skid plate. 

Suzuki XL7 side

The XL7 strikes a sporty demeanor in motion

Large plastic overfenders, mouldings, and side skirts evoke an adventurous impression, along with the roof rails overhead. LED combination lamps flank a black trim panel on the tailgate that complements the rear bumper under guard. A set of 16-inch polished alloy wheels complete the XL7’s appearance.   

There’s room for up to seven occupants in the cabin, with the standard 153 liters of cargo space expandable just by folding down the rear seats, and a split-luggage board provides even more versatile storage options. The onboard meter cluster features an advanced multi-information display, while a 10-inch touchscreen panel floats in the center of the dashboard, offering Bluetooth and USB connectivity as well as GPS navigation. 

Suzuki XL7 interior

True to its name, there's room for up to seven on board

Like the Ertiga, the XL7 is powered by a 1.4-liter K15B gasoline engine that delivers 103 hp and 138 Nm of torque to the front wheels via a 4-speed automatic transmission. Safety features include dual airbags, anti-lock brakes with electronic brakeforce distribution, electronic stability control, hill hold control, and parking sensors.   
Priced at Php 1,073,000, the XL7 is available in a range of financing options. A 20 percent downpayment or Php 214,600 nets 36 monthly payments of Php 30,010 each. Doubling the cash out to 40 percent or Php 429,200 and extending the payment term to 48 months brings down the recurring bill to Php 18,114, while going for a 60-month contract on a 50 percent downpayment or Php 536,500 results in just monthly payments of Php 12,933. 

As always, these are all estimates, exclusive of other costs such as maintenance, fuel, insurance, and registration at the end of the first three years of ownership. Your nearest Suzuki dealer will be able to give you a more accurate computation based on your current budget.

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Know more about Suzuki XL7 2024

Suzuki XL7

The Suzuki XL7 is an MPV that features a design that looks like a crossover-inspired version of the Suzuki Ertiga. The XL7's only available variant is priced at Php 1,181,000. Under the hood, this MPV is powered by a 1.5-liter K15B 4-cylinder gasoline engine that is capable of generating 103 hp and 138 Nm of torque. Only a 4-speed automatic transmission is the available gearbox for the PH-spec model.

Dimensions-wise, the XL7 is 4,450 mm in length, 1,775 mm in width, and 1,710 mm in height. Also, it gets a wheelbase and ground clearance rated at 2,740 mm and 200 mm, respectively. In the Philippines, this MPV goes up against the likes of the Mitsubishi Xpander, Toyota Avanza, and Maxus G50.

₱ 1,181,000

Joseph Paolo Estabillo

Joseph Paolo Estabillo


Joseph holds a degree in Journalism from the University of the Philippines Diliman and has been writing professionally since 1999. He has written episodes for CNN Philippines' motoring show Drive, and has worked on corporate projects for MG Philippines and Pilipinas Shell. Aside from being’s Content Lead, he also writes content for numerous car dealerships in the U.S., spanning multiple brands such as Alfa Romeo, Chrysler, Dodge, Jeep, and Maserati, among others.


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