Nissan Terra Financing: How much do you need to buy one?     

Updated Oct 29, 2022 | Same topic: Best Advice for Car Buyers

This refreshed midsize SUV brings even more tech than before.

Nissan Philippines re-asserts itself in the midsize SUV wars with the refreshed Terra, some three years after the model was first introduced. Bridging the gap between the compact X-Trail and the full-size Patrol, the Terra had its beginnings in China, sold in five-seater guise.     

Facelifted Nissan Terra

The facelifted Nissan Terra made its debut in the Middle East as the X-Terra

The facelifted model first made itself known in the Middle East this year as a gasoline model, and carries a sportier appearance than before. But beyond looks, the new Terra also upgrades its range of onboard tech to keep up with both established and new rivals in its segment. If Nissan’s revamped SUV has caught your eye, here’s how much you’ll need to fork over for the privilege of driving one.      

Nissan Terra EL 2.5 4x2 MT

The base EL variant benefits from the presence of the updated fascia across the range, still featuring the trademark V-motion grille that looks stronger visually compared to the previous version. Quad-LED projector headlamps surround the larger intake, accompanied by the LED signature daytime running lights. The muscular profile terminates in a restyled tailgate, with a chrome bar linking the streamlined combination tail lamps. 

Nissan Terra profile

It retains its muscular profile that's now flanked by sharper-looking ends

Three seating rows decked out in fabric upholstery can accommodate a party of seven, with front occupants getting zero-gravity seats featuring manual adjustment. A new dashboard layout improves usability, showcasing the flat-bottomed urethane manual steering wheel that houses controls for the audio, hands-free communications, and driver-assist display. Five USB ports stand by for charging mobile device, and an 8-inch touchscreen display offers support for Apple CarPlay and Android Auto.   

Power is supplied by a 2.5-liter diesel engine with variable geometry turbo, delivering 187 horsepower and 450 Nm of torque to the rear wheels through a six-speed manual gearbox. Safety features are limited to six airbags, anti-lock brakes with electronic brakeforce distribution, rear parking sensors, and vehicle dynamic control.   

The Nissan Terra EL comes in at Php 1,649,000, amounting to 36 monthly payments of Php 46,119 on a 20 percent downpayment or Php 329,800. Doubling the cash to 40 percent or Php 659,600 lowers the bill to Php 34,589, while extending the contract to 48 months results in an amortization of Php 27,838 monthly. 

Nissan Terra VE 2.5 4x2 AT

Stepping up to the Terra VE 4x2 retains most of the features of the entry-level variant, with the exception of a 7-speed automatic transmission with manual mode. A set of 18-inch alloy wheels contribute to the 225mm ground clearance. Interior features include floor ambient lighting and manual air-conditioning controls.

Nissan Terra grille

The new grille has a more imposing presence

The Php 1,829,000 sticker price is payable with 30 percent downpayment or Php 365,800, which translates into 48 monthly payments of Php 51,153. Extending the contract to 48 months returns a monthly amortization of Php 41,168, while a higher downpayment of 40 percent or Php 731,600 results in a bill of Php 30,876.

Nissan Terra VL 2.5 4x2 AT

For the Terra VL 4x2, silver roof rails and stepboards break the color monotony, while being equipped with rain-sensing wipers for the front. Drivers get a 10-way power adjustable seat, along with cruise control functionality on the steering wheel. 

Up to 10 beverage holders throughout the cabin can contain refreshments on the go. The dashboard houses a bigger 9-inch touchscreen monitor. No less than three 12-volt power sockets are available for all seating rows, while an electronic parking brake engages with just a flick of a switch.   

Nissan Terra cabin

A revised dashboard layout does away with the previous hard plastics

Priced at Php 1,999,000, the Terra VL 4x2 can be had with a 30 percent downpayment or Php 599,700, which translates into 48 monthly payments of Php 39,370. A longer 60-month contract carries an amortization amount of Php 33,732, while putting down a downpayment of 50 percent or Php 999,500 results in a monthly payable of Php 24,094.

Nissan Terra VL 2.5 4x4 AT 

The flagship VL 4x4 brings auto-folding side mirrors that mount the turn signal lamps, along with front and rear LED fog lamps. Burgundy red leather comprises the interior trim, along with leather padding on the center console armrest. A high-contrast 7-inch Drive Assist Display legibly presents information on the vehicle’s operation, while a premium Bose eight-speaker is patched to the infortainment unit, which now includes an 11-inch flip-down rear monitor with HDMI input.

Nissan Terra cargo compartment

Up to seven passengers plus cargo can fit inside 

A four-wheel drivetrain with low-gear capability comes with an electronic locking rear differential. As part of Nissan’s Intelligent Mobility, the Intelligent Around View Monitor (AVM) features moving object detection and off-road monitor. This is accompanied by other driver-assist features such as Forward-Collision Warning, Lane Departure Warning, Blind-Spot Warning, and Rear Cross-Traffic Alert. A total of eight front and rear parking sensors is standard, along with a tire pressure monitoring system.  

The Terra VL 4x4 AT carries a sticker price of Php 2,339,000. On a downpayment of 20 percent or Php 467,000, it carries 36 monthly payments of Php 65,417 each. Doubling the cash payment to 40 percent or Php 935,600 means a recurring bill of Php 39,486 for 48 months, or Php 33,830 on a 60-month contract.  

Nissan Terra engine

Propulsion is still through a 2.5-liter turbodiesel mill

As always, these are all estimates, exclusive of other costs such as maintenance, fuel, insurance, and registration at the end of the first three years of ownership. Your nearest Nissan dealer will be able to give you a more accurate computation based on your current budget. 

Find more tips that add up to a great car ownership experience at Philkotse.com.

Know more about Nissan Terra 2024

Nissan Terra

The Nissan Terra is a midsize, seven-seater SUV. In the Philippines, this model has a total of six variants, the Terra EL, VE, VL 4x2, and VL 4x4, Sport 4x2, and the Sport 4x4. Currently, Nissan Terra 2025 Philippines price ranges from Php 1,729,000 to Php 2,534,000. 

The Philippine-spec Terra exclusively uses a 2.5-liter inline-4 turbodiesel engine for all of its trims. At maximum, this engine can churn out 187 horsepower and 450 Nm of torque. Only the VL and Sport have a 4x4 version, while the rest are rear-wheel-drive. In turn, only the entry-level Terra EL can come with a six-speed manual gearbox. The rest of the Terran trims then utilize a seven-speed automatic transmission. 

Size-wise, the Nissan Terra has a length of 4,900mm, a width of 1,865mm, and a height of 1,865mm. It also has a wheelbase length of 2,850mm, as well as a ground clearance of 225mm. 

Locally, the 2025 Nissan Terra competes against the likes of the Toyota Fortuner, Mitsubishi Montero Sport, Isuzu mu-X, Ford Everest, Maxus D90 among others. 

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>>> New and used Nissan Terra 2025 for sale in the Philippines

Nissan Terra Launch

Globally, the Nissan Terra was unveiled in April 2018 at the Beijing International Automotive Exhibition, Terra being a Latin term for Earth. It was introduced as a replacement for the Nissan Pathfinder, which was available from 2005 to 2012, and sits in between the X-Trail and Patrol in terms of size and dimensions.

Locally, the Nissan SUV was launched in May 2018. In some markets such as the Middle East, the midsize SUV is offered with a 2.5-liter gasoline powertrain, while Nissan Philippines only offers a diesel powertrain.

In 2021, the Terra then received an updated model for the Philippines market. This update provides the Terra with a new front fascia, a redesigned rear end, and more on-board tech.

This was then followed up by the Terra Sport trim in 2023. 

Nissan Terra Exterior

As of 2021, Nissan Philippines released the all-new Terra. It comes with a good deal of exterior design enhancements. For the front, it gets a new Nissan V-Motion grille pattern, a pair of new quad-LEDs with auto-leveling function, new LED taillamps, and a set of new 18-inch alloy wheels.

Nissan Terra Interior

The latest version of the Nissan Terra’s spacious cabin features a spacious interior that can seat up to seven adult occupants. Its higher-spec variants are equipped with leather upholstery on Zero-gravity seats. Likewise, the new steering wheel is also clad in leather. Other surfaces on the top-spec Terra, like its dashboard, also have loads of soft-touch surfaces.

As for the second-row seats, they slide and are split into 60:40. It also offers a tip-up entry which means passengers can easily access the seats on the last row. The reclinable third row can be split into 50:50, providing more space for cargo storage at the back.

Technology & Safety Features

Providing entertainment is a new nine-inch screen with wireless Apple CarPlay and Android Auto. Also, a new feature is wireless charging. Moreover, the 2025 Nissan Terra also comes with Nissan Intelligent Mobility which offers intelligent around-view monitors and an off-road information display.

Of course, the one-touch remote for tumbling and folding of seats and a roof-mounted monitor with an HDMI port located at the ceiling are also retained. Higher variants are equipped with audible lane departure warning, blind-spot monitoring, parking sensors, and automatic headlights. Safety is further expanded with the presence of six airbags, and a tire-pressure monitor, among others.

Platform & Chassis

As an updated version of the current generation model, this robust SUV still uses the Nissan F-Alpha platform. It guarantees a pleasant ride in the city, whilst providing the strength and flexibility for off-road use. That said, the suspension system for the new Terra retains the independent double wishbone with coil springs and a stabilizer bar for the front. The rear end meanwhile, is equipped with a multi-link suspension and a stabilizer bar. Braking is supported by discs at the front and drums at the rear. The parking brake for the VL trims however is now electronic.

Engine & Drivetrain

Like the previous iteration of the Nissan Terra 2025, all of its variants are powered by the 2.5-liter YD25 DDTi inline-4 turbodiesel engine. At most, it is capable of generating 187 hp at 3,600 rpm and 450 Nm of torque at 2,000 rpm. The engine is coupled to a 6-speed manual transmission for the entry-level EL variant, and 7-speed automatic transmission with a manual mode for the rest of the variants.

Likewise, with the outgoing Terra, only the top-ranging VL variant gets a 4WD system that comes with a transfer select switch for seamlessly changing drivetrain configurations. It comes with a 2WD rear-wheel drive mode, a 4WD high gear for high-speed off-roading, and a 4WD low gear for driving through steep and rough roads smoothly.

Locally, the 2025 Nissan Terra has a total of six color options. These include Nebula Metallic Red, Forged Metallic Copper, Lunar Metallic Gray, Galaxy Black, Brilliant Silver, and Aspen Pearl White. 

In terms of power, the 2025 Nissan Terra sits in the middle of the locally available midsize SUV pack. Like its truck-based rivals though, it also uses a ladder-frame chassis so one can say that its durability and off-road capability are assured as well. As for on-board features and safety tech, it now sits high up on the totem pole due to the fact that most of its trims now come with driver assist features. 

Nissan Terra 2025 Price List

 Variants Price
Nissan Terra 2.5 EL MT 4x2 ₱1,729,000
Nissan Terra 2.5 EL MT 4x2 Aspen Pearl White ₱1,744,000
Nissan Terra 2.5 VE AT 4x2 ₱1,969,000
Nissan Terra 2.5 VE AT 4x2 Aspen Pearl White ₱1,984,000
Nissan Terra 2.5 VL AT 4x2 ₱2,119,000
Nissan Terra 2.5 VL AT 4x2 Aspen Pearl White ₱2,134,000
Nissan Terra 2.5 Sport AT 4x2 ₱2,179,000
Nissan Terra 2.5 Sport AT 4x2 Aspen Pearl White ₱2,194,000

Nissan Terra Pros & Cons

Pros

  • Well-equipped for safety
  • Feature-rich 
  • Decent power for a midsize SUV

Cons

  • High ground clearance means body roll

Nissan Terra FAQs

1. What is the body type of the Nissan Terra 2025?

The Nissan Terra is categorized as a midsize SUV.

2. Is the Nissan Terra a 5-seater?

No, all trims of the PH-market Nissan Terra come with 7 seats. However, a five-seater version of the Terra is available in some markets including China.

3. Is the Nissan Terra fuel efficient?

In the city, the Nissan Terra is able to reach up to 7 km/L. this figure is doubled to 14 km/L when on the highway.

4. Are the any differences between the PH-spec Terra and other global units?

The Terra (X-Terra) for the Middle East uses a 2.5-liter gasoline engine, while the one in Thailand uses a 2.3-liter twin-turbo diesel.

₱ 1,709,000 - ₱ 2,459,000

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Joseph Paolo Estabillo

Joseph Paolo Estabillo

Author

Joseph holds a degree in Journalism from the University of the Philippines Diliman and has been writing professionally since 1999. He has written episodes for CNN Philippines' motoring show Drive, and has worked on corporate projects for MG Philippines and Pilipinas Shell. Aside from being Philkotse.com’s Content Lead, he also writes content for numerous car dealerships in the U.S., spanning multiple brands such as Alfa Romeo, Chrysler, Dodge, Jeep, and Maserati, among others.

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