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Used Toyota FJ Cruiser for sale

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18 results found
Used 2014 Toyota FJ Cruiser Automatic

2014 Toyota FJ Cruiser Automatic

Pampanga, San Fernando

₱1,248,000

Automatic 84,932 km

Used Toyota FJ Cruiser 2016

Toyota FJ Cruiser 2016

Batangas, Taal

₱1,450,000

Automatic 38,000 km

Used 2015 TOYOTA FJ CRUISER 4X4

2015 TOYOTA FJ CRUISER 4X4

Pampanga, San Fernando

₱1,480,000

Automatic 35,900 km

Used Fj Cruiser

Fj Cruiser

Metro Manila, Pasig

₱1,350,000

Automatic 47,500 km

Used Toyota FJ Cruiser 2015

Toyota FJ Cruiser 2015

Metro Manila, Pasig

₱1,300,000

Automatic 47,000 km

Used 2009 Toyota FJ Cruiser U.S Version Auto

2009 Toyota FJ Cruiser U.S Version Auto

Metro Manila, Manila

₱1,095,000

Automatic 60,000 km

Used Sell Blue Toyota FJ Cruiser in Manila

Sell Blue Toyota FJ Cruiser in Manila

Metro Manila, Manila

₱1,298,000

Automatic 30,000 km

Used 2016 Toyota FJ Cruiser

2016 Toyota FJ Cruiser

Metro Manila, Pasig

₱1,510,000

22,000 km

Used 2016 Toyota FJ Cruiser; White; check out the mags

2016 Toyota FJ Cruiser; White; check out the mags

Metro Manila, Pasig

₱1,525,000

Automatic 25,000 km

Used Brightsilver Toyota FJ Cruiser 2019 for sale in Las Pinas

Brightsilver Toyota FJ Cruiser 2019 for sale in Las Pinas

Metro Manila, Las Piñas

₱1,900,000

Automatic 20,000 Km

Used 2018 Toyota FJ Cruiser 4x4

2018 Toyota FJ Cruiser 4x4

Metro Manila, Makati

₱1,788,000

Automatic 23,540 km

Used TOYOTA FJ CRUISER 2017

TOYOTA FJ CRUISER 2017

Metro Manila, Quezon City

₱1,050,000

Automatic 15 km

Used 2015 Toyota FJ Cruiser

2015 Toyota FJ Cruiser

Metro Manila, Mandaluyong

₱1,250,000

Automatic 33,000 km

Used 2015  Toyota FJ cruiser 820,000

2015 Toyota FJ cruiser 820,000

Metro Manila, Manila

₱820,000

Automatic 42,000 km

Used Toyota Fj cruiser 2015

Toyota Fj cruiser 2015

Metro Manila, Quezon City

₱800,000

Automatic 30,000 km

Used 2007 Toyota FJ Cruiser rush 790000

2007 Toyota FJ Cruiser rush 790000

Metro Manila, Manila

₱790,000

Manual 35,000 km

Used Toyota FJ Cruiser 2015

Toyota FJ Cruiser 2015

Metro Manila, Quezon City

₱1,500,000

Automatic 7,559 km

Used Toyota FJ Cruiser 2014

Toyota FJ Cruiser 2014

Metro Manila, Marikina

₱1,000,000

Automatic 70 km

    4 tips to determine your used car budget

    Buying and owning a vehicle is no longer as difficult as it was before because there are already a lot of good offers from different dealers. You can have a brand-new car financed by the dealer itself, the bank, or private companies. Same goes when you opt to buy a second hand car for sale; you can pay it in cash or on an installment basis through financing.

    Second-hand vehicles are always the best ones to go for if you are tight on the budget, or if adding another car to use when your first car is affected by the number coding—a backup car for that matter. Whatever your reason might be, it is always best to have a fixed budget in mind. This way, you'll have better financial plans and management.

    But, what is the smartest way to determine how much you should allot for a second-hand vehicle or in this case, a used Toyota car? Here are some tips for you:

    1. Follow the 10-20 Rule

    It is said that a person would spend approximately 20% of his or her salary on transportation. Since your goal for buying a car is to save on transportation, and you have other overhead expenses such as gas, you should allocate at most 10% of your monthly salary for the monthly amortization of your car.

    On the other hand, if you want to pay the used Toyota FJ Cruiser for sale in cash, you can also follow the 10-20 rule. However, what you would do is take 20% off of your annual income, and that is the suggested budget for buying your car.

    This might be too low for some, especially those who do not earn that much, so it is advisable to go for financing, and use the 20% as the down payment budget.

    2. Have a Financial Loan Approved Beforehand

    As surprising as it may sound, yes, you can have a car loan approved prior to finding a second-hand car.

    Mostly, this is allowed by private financing companies. The idea here is that you already have a pre-approved amount, which you can consider as a budget. Thus, you can easily narrow down your search.

    3. Think About Your Other Debts and Expenses

    Most definitely, you have other monthly expenses such as utility bills and food. Keep these things in mind and compute accordingly and deduct this from your monthly income.

    Likewise, if you have other debts to pay, it is always wise to allot at least 36% of your salary for paying those, unless, you are already paying a particular amount per month.

    4. Use Affordability or Auto-Loan Calculators

    Since every person has a different monthly and annual income, the budget for buying a pre-owned vehicle will be different for each one. Similarly, each individual has different expenditures per month.

    With that being said, it is recommended to seek the help of an affordability calculator available online. This will help you compute the suggested amount you can spend on monthly amortization or total cash budget for that Toyota FJ Cruiser you are interested in.

    Another option is the auto-loan calculators found on bank websites. These calculators will already include the interest rates, so you will have a better clue if the budget you plan to spend is ideal or not. As such, you can adjust accordingly.

    Your Budget for a Second hand Car Is All In Your Hands

    The grand take-home advice you can take here is that your budget for a used model from Toyota Philippines will solely depend on your available, stable income minus your expected monthly expenses. It is always wise to make sure you have a remaining budget to make sure you normally live while paying for your car's monthly amortization or when you hand over the cash to the car seller.

    Once you have figured out that amount, feel free to check the wide range of used cars available on the market listed here on Philkotse.com, by private owners and certified car dealers. Hope you drive home your car the soonest!