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Used Toyota Camry for sale

132 results found
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Toyota Camry 2013 G Automatic

Toyota Camry 2013 G Automatic

Metro Manila, Las Piñas

₱680,000

Automatic Certified Seller 80,000 km

2005 Toyota Camry 3.0V A/T

2005 Toyota Camry 3.0V A/T

Metro Manila, Marikina

₱338,000

Automatic Certified Seller 50,000 km

Toyota Camry 2010 G Automatic

Toyota Camry 2010 G Automatic

Metro Manila, Las Piñas

₱420,000

Automatic Certified Seller 60,000 km

2003 Toyota Camry 2.0E

2003 Toyota Camry 2.0E

Batangas, Santo Tomas

₱220,000

Automatic Verified Contact 95,000 km

Toyota Camry 3.5Q 2008

Toyota Camry 3.5Q 2008

Metro Manila, Makati

₱440,000

Automatic Verified Contact 190,000 km

Beige Toyota Camry 2012 2.5V in Muntinlupa

Beige Toyota Camry 2012 2.5V in Muntinlupa

Metro Manila, Muntinlupa

₱780,000

Automatic Verified Contact 46,000 km

Toyota Camry 2003 Automatic in Quezon City

Toyota Camry 2003 Automatic in Quezon City

Metro Manila, Quezon City

₱215,000

Automatic Verified Contact 209,860 km

Toyota Camry 2013 G Automatic for sale in Las Pinas

Toyota Camry 2013 G Automatic for sale in Las Pinas

Metro Manila, Las Piñas

₱680,000

Automatic Certified Seller 80,000 km

2007 TOYOTA CAMRY 2.4 G

2007 TOYOTA CAMRY 2.4 G

Batangas, Santo Tomas

₱300,000

Automatic Verified Contact 90,000 km

Toyota Camry 2005

Toyota Camry 2005

Laguna, Santa Cruz

₱225,000

Automatic Verified Contact 121,000 km

2011 Toyota  Camry 2.4v  Destress sale

2011 Toyota Camry 2.4v Destress sale

Pampanga, Angeles

₱320,000

Automatic Verified Contact 47,538 km

Toyota Camry 3.5Q V6 2008 for sale in Pasay

Toyota Camry 3.5Q V6 2008 for sale in Pasay

Metro Manila, Pasay

₱485,000

Automatic Verified Contact 89,639 km

Toyota Camry 2010 G Automatic

Toyota Camry 2010 G Automatic

Metro Manila, Las Piñas

₱420,000

Automatic Certified Seller 60,000 km

Silver 2014 Toyota Camry at 45000 km for sale

Silver 2014 Toyota Camry at 45000 km for sale

Metro Manila, Pasig

₱800,000

Automatic Verified Contact 45,000 km

2005 TOYOTA CAMRY 2.4V

2005 TOYOTA CAMRY 2.4V

Metro Manila, Quezon City

₱250,000

Automatic Verified Contact 173,795 km

Used Toyota Camry 2009 for sale in Manila

Used Toyota Camry 2009 for sale in Manila

Metro Manila, Manila

₱700,000

Automatic Verified Contact 63,000 km

Used Toyota Camry 2013 for sale in Quezon City

Used Toyota Camry 2013 for sale in Quezon City

Metro Manila, Quezon City

₱620,000

Automatic Verified Contact 40,000 km

Used Toyota Camry 2007 Automatic Gasoline for sale

Used Toyota Camry 2007 Automatic Gasoline for sale

Metro Manila, Muntinlupa

₱485,000

Automatic Verified Contact 70,650 km

Is it better to pay cash or finance a car?

You are viewing our long list of second-hand cars available on the Philippine market today with one aim: to find the perfect vehicle that matches your and your loved ones' needs and lifestyles. Undoubtedly, you are in the right place since Philkotse.com is one of the largest online marketplaces for cars wherein private car owners and certified car dealers list their items for sale.

But before you even decide on what brand and model of a car suits you best, you have to look into your budget as this will be the first factor that will affect your buying decision. That being said, you also have two paying options: cash and car financing. Which is better?

We will have a quick look at this common dilemma that most car buyers face. That way, you can have a better financial decision and management plan.

Paying in Cash

Definitely, you wouldn't be looking at a car for sale by Toyota Philippines if you do not have a budget at hand. You have long been deciding to purchase one and have been saving just so you can own and drive your own car. It goes without saying that paying one time or in cash is one of the wisest decision because you no longer have to think about monthly payments, which may add up to your utility bills, as well as paying for interests.

However, there is a thin line of a drawback here; you might run out of cash, and in case of an emergency, you have nothing at hand. As such, before paying that new or pre-owned Toyota Camry in cash, make sure that you:

  • still have spare money to use for your necessities, which is equivalent to at least three months of your monthly needs plus an emergency fund;
  • “drained” out all your savings;
  • and have allotted money for car maintenance, whether you bought a new or used unit;

Those are just some of the most important things that you need to keep in mind before handing over that cold cash to the car seller.

Car Financing

Car financing has been one of the reasons why more Filipinos are able to buy one or more cars in a year. Apparently, you only have to worry about the down payment, at times you're not even required to pay for one. Unfortunately though, in contrast to paying in cash, you would have to continually pay for that Toyota Camry on a monthly basis, plus the interest.

With that in mind, here are some tips to keep in mind when opting for car financing to help you pay for your car:

  • As similar to paying in cash, you must make sure that you still have spare money to use for your necessities, which is equivalent to at least three months of your monthly needs plus an emergency fund.
  • In relation to that, your monthly payment should not be equivalent to or higher than your expected monthly income.
  • If you have enough cash, pay a higher down payment than what the company requires, or pay for a down payment even if the car is at a zero downpayment promo.

Cash or Go for Financing to Pay a Brand-New and Used Toyota?

Unlike in the past, we are lucky enough to be given the option to pay a brand-new or second-hand car for sale in cash or with the help of financing companies or banks. The decision which the best one solely depends on your source of income, savings, and monthly expenses. Just consider the tips we have provided, and you'll be on your way to making the right decision.

For more tips, car reviews, and more, browse through our fully loaded and friendly website. Thank you for visiting Philkotse.com, and we hope we've helped you enough and that you find your car soon!