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Used Cars for sale in Santa Ana Cagayan

14 results found
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Sell Black 2015 Honda Odyssey Van in Santa Ana

Cagayan, Santa Ana

₱1,270,000

Automatic 80,000 Km

2017 Isuzu Mux for sale The listing has expired

2017 Isuzu Mux for sale

Cagayan, Santa Ana

₱300,000

Manual Verified Contact 58,000 km

Selling White Hyundai Genesis 2013 in Santa Ana The listing has expired

Selling White Hyundai Genesis 2013 in Santa Ana

Cagayan, Santa Ana

₱780,000

Automatic 70,000 Km

2014 Mitsubishi Montero for sale in Santa Ana The listing has expired

2014 Mitsubishi Montero for sale in Santa Ana

Cagayan, Santa Ana

₱790,000

Automatic 40,000 Km

Second-hand Mitsubishi Montero 2014 for sale in Santa Ana The listing has expired

Second-hand Mitsubishi Montero 2014 for sale in Santa Ana

Cagayan, Santa Ana

₱800,000

Automatic 40,000 Km

2017 Nissan Almera for sale in Santa Ana The listing has expired

2017 Nissan Almera for sale in Santa Ana

Cagayan, Santa Ana

₱467,000

Automatic 20,000 Km

Mitsubishi Strada 2009 Manual Diesel for sale in Santa Ana The listing has expired

Mitsubishi Strada 2009 Manual Diesel for sale in Santa Ana

Cagayan, Santa Ana

₱680,000

Manual

2008 Honda Civic for sale The listing has expired

2008 Honda Civic for sale

Cagayan, Santa Ana

₱300,000

Manual 70,000 Km

2011 Hyundai Tucson For sale The listing has expired

2011 Hyundai Tucson For sale

Cagayan, Santa Ana

₱450,000

Automatic

Nissan urvan 2000 model The listing has expired

Nissan urvan 2000 model

Cagayan, Santa Ana

₱250,000

Manual

Mitsubishi Montero 1998 for sale The listing has expired

Mitsubishi Montero 1998 for sale

Cagayan, Santa Ana

₱295,000

Automatic

MANUAL Nissan Urvan FOR SALE The listing has expired

MANUAL Nissan Urvan FOR SALE

Cagayan, Santa Ana

₱280,000

Manual

Presentable Inside And Out 1997 Toyota Corolla MT For Sale The listing has expired

Presentable Inside And Out 1997 Toyota Corolla MT For Sale

Cagayan, Santa Ana

₱140,000

Manual 130,000 Km

Volvo S70 1998 Black AT For Sale The listing has expired

Volvo S70 1998 Black AT For Sale

Cagayan, Santa Ana

₱100,000

Automatic 140,000 Km

    How to Get Approved for a Car Loan in the Philippines?

    Most definitely, your interest in buying a vehicle for yourself or loved one is the main reason you are viewing our current list of used cars for sale in Santa Ana, Cagayan. These cars are offered by private owners, as well as certified car dealers. As you can see, the units differ in prices even if the model is the same.

    You may already have a budget allocated, but did you know that you can opt for paying the unit through a financing company or a bank? This way, all you have to pay initially is the down payment, and then the remaining balance plus the interest rate can be paid on an installment basis.

    However, the fear of not being approved is common amongst buyers, and that is understandable. So, how will you get approved for a car loan? Here are some tips for you:

    1. Be Mindful of and Prepare All the Requirements

    Before you even apply for an auto loan, you must make sure that you have all the requirements at hand. Apparently, an incomplete requirement will never get you approved. Thus, look into different loaning companies and check which of them you can meet their requirements.

    Dealerships from Auto brands around the country already offer in-house financing. You also have the option to apply to a bank and to private financial companies.

    2. Consider Applying for a Car in Different Companies or Banks

    As much as possible, opt for three loaning companies or banks. It would even be better if you apply to private financial companies and banks. This way, you have a higher chance of getting a car loan approved, with at least one of them. Remember, different institutions have different approval rates due to the level of strictness of their rules and regulations.

    3. Evaluate Your Current Financial Status

    Most loaning institutions will have a minimum required monthly salary in order to have a person approved. With that being said, you must evaluate your finances. In case you meet that minimum requirement, you should also consider your other monthly expenses such as bills, food, and when you will own the car, fuel. This will help you determine how much you need to loan; one which you can pay easily.

    4. Refrain from Applying for Other Loans

    While you are applying for a loan to pay for the second-hand cars for sale you want, as well as while your application is being processed, you should try not to apply for any other loans. If upon credit checking, the institution sees that you are applying for another loan or you are about to have another credit, your chances of getting approved will be too low.

    5. Have a Stable Financial Source

    Obviously, your car loan will not be approved if you have no stable job. Additionally, it is best if the time while you are applying for the loan, you have been employed in the same company or running a business for two years straight.

    Getting a Car Loan Approved Is NOT Rocket Science

    Today, Filipinos can conveniently purchase vehicles with the help of financing. There are a lot of institutions willing to provide that financial need. All you need to do is meet their requirements, make sure you have a stable source of finances, enough disposable income, and have no other loan applications.

    Thank you for using Philkotse.com and hope that you find your dream car the soonest!