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Used Haima Fstar 5 for sale

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6 results found
Used Haima FStar 5 1.2L 2013 for sale

Haima FStar 5 1.2L 2013 for sale

Pampanga, Angeles

₱250,000

Manual 30,000 Km

Used Haima FStar 5 1.2L 2013 for sale

Haima FStar 5 1.2L 2013 for sale

Pampanga, Angeles

₱250,000

Manual 30,000 Km

Used Haima FStar 5 2013 for sale

Haima FStar 5 2013 for sale

Pampanga, Angeles

₱250,000

Manual 30,000 Km

Used Haima Fstar 5 1.2L MT Brown Van For Sale

Haima Fstar 5 1.2L MT Brown Van For Sale

Pampanga, Mexico

₱150,000

Manual 18,000 Km

Used Haima Fstar 5 van 2013 for sale

Haima Fstar 5 van 2013 for sale

Pampanga, Angeles

₱290,000

Manual

Used 2010 Haima F-Star for sale

2010 Haima F-Star for sale

Cotabato, Libungan

₱140,000

Manual 40,000 km

Used Mazda CX-5 2.0 2018 AT 998t Negotiable Mandaluyong Area

Mazda CX-5 2.0 2018 AT 998t Negotiable Mandaluyong Area

Batangas, Lemery

₱998,000

Automatic 43,000 km

Used Chevrolet Colorado LT 2.8 2017 AT 788t Negotiable Batangas Area Auto

Chevrolet Colorado LT 2.8 2017 AT 788t Negotiable Batangas Area Auto

Batangas, Lemery

₱788,000

52,000 km

Used 2018 TOYOTA HIACE GL GRANDIA

2018 TOYOTA HIACE GL GRANDIA

Rizal, Cainta

₱1,028,000

Manual 28,456 km

Used 2018 Subaru XV 2.0i-S Eyesight AWD CVT Automatic Gas

2018 Subaru XV 2.0i-S Eyesight AWD CVT Automatic Gas

Metro Manila, Makati

₱1,098,000

Automatic 24,000 km

Used FOR SALE!!! Red 2016 Ford Everest  Titanium 2.2L 4x2 AT affordable price

FOR SALE!!! Red 2016 Ford Everest Titanium 2.2L 4x2 AT affordable price

Metro Manila, Makati

₱998,000

Automatic 49,000 km

Used  Selling second hand 2016 Honda Mobilio 1.5 V Automatic Gas MPV by verified seller

Selling second hand 2016 Honda Mobilio 1.5 V Automatic Gas MPV by verified seller

Metro Manila, Makati

₱568,000

Automatic 28,000 km

    4 tips to determine your used car budget

    Buying and owning a vehicle is no longer as difficult as it was before because there are already a lot of good offers from different dealers. You can have a brand-new car financed by the dealer itself, the bank, or private companies. Same goes when you opt to buy a second hand car for sale; you can pay it in cash or on an installment basis through financing.

    Second-hand vehicles are always the best ones to go for if you are tight on the budget, or if adding another car to use when your first car is affected by the number coding—a backup car for that matter. Whatever your reason might be, it is always best to have a fixed budget in mind. This way, you'll have better financial plans and management.

    But, what is the smartest way to determine how much you should allot for a second-hand vehicle or in this case, a used Haima car? Here are some tips for you:

    1. Follow the 10-20 Rule

    It is said that a person would spend approximately 20% of his or her salary on transportation. Since your goal for buying a car is to save on transportation, and you have other overhead expenses such as gas, you should allocate at most 10% of your monthly salary for the monthly amortization of your car.

    On the other hand, if you want to pay the used Haima Fstar 5 for sale in cash, you can also follow the 10-20 rule. However, what you would do is take 20% off of your annual income, and that is the suggested budget for buying your car.

    This might be too low for some, especially those who do not earn that much, so it is advisable to go for financing, and use the 20% as the down payment budget.

    2. Have a Financial Loan Approved Beforehand

    As surprising as it may sound, yes, you can have a car loan approved prior to finding a second-hand car.

    Mostly, this is allowed by private financing companies. The idea here is that you already have a pre-approved amount, which you can consider as a budget. Thus, you can easily narrow down your search.

    3. Think About Your Other Debts and Expenses

    Most definitely, you have other monthly expenses such as utility bills and food. Keep these things in mind and compute accordingly and deduct this from your monthly income.

    Likewise, if you have other debts to pay, it is always wise to allot at least 36% of your salary for paying those, unless, you are already paying a particular amount per month.

    4. Use Affordability or Auto-Loan Calculators

    Since every person has a different monthly and annual income, the budget for buying a pre-owned vehicle will be different for each one. Similarly, each individual has different expenditures per month.

    With that being said, it is recommended to seek the help of an affordability calculator available online. This will help you compute the suggested amount you can spend on monthly amortization or total cash budget for that Haima Fstar 5 you are interested in.

    Another option is the auto-loan calculators found on bank websites. These calculators will already include the interest rates, so you will have a better clue if the budget you plan to spend is ideal or not. As such, you can adjust accordingly.

    Your Budget for a Second hand Car Is All In Your Hands

    The grand take-home advice you can take here is that your budget for a used model from Haima Philippines will solely depend on your available, stable income minus your expected monthly expenses. It is always wise to make sure you have a remaining budget to make sure you normally live while paying for your car's monthly amortization or when you hand over the cash to the car seller.

    Once you have figured out that amount, feel free to check the wide range of used cars available on the market listed here on Philkotse.com, by private owners and certified car dealers. Hope you drive home your car the soonest!