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Mazda 323 2015 for sale

2 results found
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Mazda 323 Rayban 96mdl The listing has expired

Mazda 323 Rayban 96mdl

Metro Manila, Valenzuela

₱73,000

Automatic

2nd hand Mazda 323 The listing has expired

2nd hand Mazda 323

Cebu, Cebu City

₱100,000

    How to get approved for a car loan in the Philippines?

    Owning one's very own four-wheeled vehicle is everyone's dream, and for a lot of people who aren't financially free, it remains a dream. However, thanks to the rising economy and intelligent solutions that businessmen make, we are now able to get the vehicle of our dreams without paying a six-digit amount of money upfront.

    So whether you're a minimum wage earner, the middle of the tier or one rich dude who just doesn't want to pay upfront for a used car for sale, you can take advantage of the flexible payment terms that lenders offer.

    Car loan's terms and conditions vary from country to country, state to state and even one company from another. This is why you should do your research first before you jump into contract signing and end up in an abyss of problems down the road. To find out how to get your car loan approved locally, Philkotse.com will guide you with useful tips and tricks.

    Do You Meet the Requirements?

    Don't think that a car loan in the Philippines is for everyone, check the requirements below and see if you fit.

    • Age requirement 21 – 65 years old
    • With a minimum monthly household (or family income) of Php 30,000 to Php 50,000.
    • If the applicant is an OFW, the beneficiary should be residing in the Philippines.
    • Should be a regular employee for a minimum of 2 years.

    Make Sure Your Credit History is Clean

    It can be hard for lenders to trust you if you have ongoing payments. Also, if you have a record of bad credit history and being unable to pay off your debts in time, this may also be a basis for the company to turn you down.

    You are eager to be the owner of a Mazda car, then what to do?

    If you have ongoing debts, try and solve them first before jumping in to a new payment scheme. This won't only make it easier for you to get that car, but it will also be lighter for you once the payment reminders start to kick in.

    Get Yourself Pre-Approved

    It's a good decision to get yourself pre-approved first before you start the actual car shopping. This way, you'll avoid picking a car that's way above your pay grade. You'll also be able to gauge and compare the pre-owned Mazda 323 that you like without stressing over whether you'll be approved or not.

    Research the Requirements of Different Lenders

    The requirements listed in the first part of this article are merely a general assumption of what most lending companies will ask from you. You can still do your own research and compare what competing companies have to offer and which is the most flexible that can cater to your invest in the Mazda 323. Some companies may require that you have a longer stay with your current workplace.

    Be Honest with Your Financial Information

    Most lenders will go through haystacks if they have to search for a needle when it comes to investigating their clients. This is especially when the lender finds the applicant dishonest or shady. Make sure you proclaim your assets and financial background to increase the chances of the lenders trusting you and approving your loan.

    You are now currently browsing our page for Mazda 323 2015 for sale in the Philippines. Aside from the current listing, you can also view other models from other major car manufacturers here in the Philippines.

    Thank you for using Philkotse.com and may you find your dream car the soonest!