Car price: ₱1,598,000
Car price: ₱1,035,000
Car price: ₱658,000
Automatic Verified Contact 147,000 km
Automatic Verified Contact 50,000 km
Manual Verified Contact 87,000 km
Automatic 49,000 Km
Automatic 130,000 Km
Manual 120,000 Km
Manual 95,000 Km
Automatic 250,000 Km
Manual 80,000 Km
Automatic 55,000 Km
Manual 27,701 Km
Manual 106,000 Km
Manual 80,000 Km
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Driving an own car, of course, is everyone's dream. Nevertheless, operating a vehicle does surely increase your monthly expense.
So what are these expenses?
To start, car monthly payment, for sure is the most important cost to consider when owning a car. Let's pick a sample car, the country's best sellers for easier approach.
According to the latest Philippines car price list on Philkotse.com, the Toyota Vios 1.3E AT variant is at P 878,000 At 20% DP That leaves us a loanable amount of P 712,400.00. With an average interest PA of 4.4% that adds an additional P 156,728.00 interest on top of that principal, amounting to P 869,128.00 over 60 months or P 14,485.47 per month.
In itself that is a huge dent on your monthly expenses, but investing in a brand new car leaves us big savings on the next category.
All cars, new or old can break down, and thankfully, new cars are under warranty in case anything does break down and all you have to worry about are PMS visits. The first year of such visits for maintenance if you follow brand schedule, for example the Toyota Vios may reach up tp P 9,000.00 in a year.
The average city dweller travels 30 km in a day to and from work, if we include weekend trips to the equation it does round out to be around 900km/month.
Of course, the fuel consumption differs for different car from car brands. But considering based on a standard car, with the average fuel economy is around 10 km/l and current regular gasoline costs P 48.00/l, it allot you around P4,500 per month for fuel.
You would also need to consider parking rates. It's rare for companies to offer their employees free parking so you would have to keep this expense in extreme consideration. Let's say you are an employee of the year and you come to work everyday to pay for your parking fees. The average price for an entire workday would be around P150.00 per day. This amounts to P4,000 per month. Ouch.
You would need to of course register your vehicle with the LTO and have it insured. Good comprehensive insurance can cost you a good P15,000.00 in a year plus registration of around P4,000.00.
There are some dealers who would offer this as the free add-ons to your initial purchase but let's say that you don't have that option. Luckily, with our contact list of car dealers in Concepcion, Tarlac, you can get yourself connected to the nearest dealership
Part of adulting is realizing that to get what you want or need, you'll have to pay dearly for it. We at Philkotse.com know that after finding all about these expenses wouldn't stop you from purchasing a new vehicle and we told you earlier that we have your back! Browse our listings sections to find the best deal out there for your budget.
Here at Philkotse.com we provide you with the best deals from the most reputable brands available in the Philippines. Our Cars for sale section features both new and used cars from all your favorite brands and you can rest assured that you are getting the best possible deal out there.