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Used Lexus IS for sale

18 results found
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2012 Lexus Is300 for sale in Quezon City The listing has expired

2012 Lexus Is300 for sale in Quezon City

Metro Manila, Quezon City β‚±998,000

Automatic 33,000 Km

2017 Lexus Is for sale in Pasig The listing has expired

2017 Lexus Is for sale in Pasig

Metro Manila, Pasig β‚±2,700,000

Automatic 1,300 Km

2014 Lexus Is for sale in Manila The listing has expired

2014 Lexus Is for sale in Manila

Metro Manila, Manila β‚±2,300,000

Automatic 10,000 Km

2nd-Hand Lexus Is 2014 for sale in General Trias The listing has expired

2nd-Hand Lexus Is 2014 for sale in General Trias

Cavite, General Trias β‚±1,300,000

Automatic 60,000 Km

2nd Hand Lexus Is 2017 at 12000 km for sale The listing has expired

2nd Hand Lexus Is 2017 at 12000 km for sale

Metro Manila, Pasig β‚±6,800,000

Automatic 12,000 Km

2nd Hand Lexus Is 2017 Automatic Gasoline for sale in San Jose The listing has expired

2nd Hand Lexus Is 2017 Automatic Gasoline for sale in San Jose

Nueva Ecija, San Jose β‚±2,400,000

Automatic 7,000 Km

Lexus Is 2015 for sale in Quezon City The listing has expired

Lexus Is 2015 for sale in Quezon City

Metro Manila, Quezon City β‚±1,958,000

Automatic 14,000 Km

Selling Lexus Is 2015 Automatic Gasoline in Caloocan The listing has expired

Selling Lexus Is 2015 Automatic Gasoline in Caloocan

Metro Manila, Caloocan β‚±2,395,000

Automatic 15,000 Km

Selling 2nd Hand Lexus Ls 2012 in Pasig The listing has expired

Selling 2nd Hand Lexus Ls 2012 in Pasig

Metro Manila, Pasig β‚±1,550,000

Automatic 88,000 Km

2nd Hand Lexus Is 2017 for sale in Pasig The listing has expired

2nd Hand Lexus Is 2017 for sale in Pasig

Metro Manila, Pasig β‚±2,350,000

Automatic 10,000 Km

For sale 1999 Lexus Is Automatic Gasoline at 90000 km in Manila The listing has expired

For sale 1999 Lexus Is Automatic Gasoline at 90000 km in Manila

Metro Manila, Manila Negotiable price

Automatic 90,000 Km

Lexus LS460 2007 for sale The listing has expired

Lexus LS460 2007 for sale

Metro Manila, Pasig β‚±1,250,000

Automatic 20,000 Km

2007 Lexus LC Body for sale The listing has expired

2007 Lexus LC Body for sale

Metro Manila, Quezon City β‚±1,888,000

Manual

For sale is my Lexus Is200 Year model 99 The listing has expired

For sale is my Lexus Is200 Year model 99

Metro Manila, Malabon β‚±398,000

Automatic

Lexus IS 300 2010 for sale The listing has expired

Lexus IS 300 2010 for sale

Maguindanao, General Salipada K. Pendatun β‚±1,200,000

Automatic 57,000 Km

2017 Lexus IS350 for sale The listing has expired

2017 Lexus IS350 for sale

Metro Manila, Quezon City β‚±2,000,000

Automatic 20,000 Km

2017 Lexus IS350 Base for sale The listing has expired

2017 Lexus IS350 Base for sale

Metro Manila, Quezon City β‚±2,000,000

Automatic 13,000 Km

2016 Lexus iS350 Same as Brand New 1.948m Nego Batangas Area The listing has expired

2016 Lexus iS350 Same as Brand New 1.948m Nego Batangas Area

Batangas, Lemery β‚±1,948,000

Automatic 14,000 Km

    4 tips to determine your used car budget

    Buying and owning a vehicle is no longer as difficult as it was before because there are already a lot of good offers from different dealers. You can have a brand-new car financed by the dealer itself, the bank, or private companies. Same goes when you opt to buy a second hand car for sale; you can pay it in cash or on an installment basis through financing.

    Second-hand vehicles are always the best ones to go for if you are tight on the budget, or if adding another car to use when your first car is affected by the number coding—a backup car for that matter. Whatever your reason might be, it is always best to have a fixed budget in mind. This way, you'll have better financial plans and management.

    But, what is the smartest way to determine how much you should allot for a second-hand vehicle or in this case, a used Lexus car? Here are some tips for you:

    1. Follow the 10-20 Rule

    It is said that a person would spend approximately 20% of his or her salary on transportation. Since your goal for buying a car is to save on transportation, and you have other overhead expenses such as gas, you should allocate at most 10% of your monthly salary for the monthly amortization of your car.

    On the other hand, if you want to pay the used Lexus IS for sale in cash, you can also follow the 10-20 rule. However, what you would do is take 20% off of your annual income, and that is the suggested budget for buying your car.

    This might be too low for some, especially those who do not earn that much, so it is advisable to go for financing, and use the 20% as the down payment budget.

    2. Have a Financial Loan Approved Beforehand

    As surprising as it may sound, yes, you can have a car loan approved prior to finding a second-hand car.

    Mostly, this is allowed by private financing companies. The idea here is that you already have a pre-approved amount, which you can consider as a budget. Thus, you can easily narrow down your search.

    3. Think About Your Other Debts and Expenses

    Most definitely, you have other monthly expenses such as utility bills and food. Keep these things in mind and compute accordingly and deduct this from your monthly income.

    Likewise, if you have other debts to pay, it is always wise to allot at least 36% of your salary for paying those, unless, you are already paying a particular amount per month.

    4. Use Affordability or Auto-Loan Calculators

    Since every person has a different monthly and annual income, the budget for buying a pre-owned vehicle will be different for each one. Similarly, each individual has different expenditures per month.

    With that being said, it is recommended to seek the help of an affordability calculator available online. This will help you compute the suggested amount you can spend on monthly amortization or total cash budget for that Lexus IS you are interested in.

    Another option is the auto-loan calculators found on bank websites. These calculators will already include the interest rates, so you will have a better clue if the budget you plan to spend is ideal or not. As such, you can adjust accordingly.

    Your Budget for a Second hand Car Is All In Your Hands

    The grand take-home advice you can take here is that your budget for a used model from Lexus Philippines will solely depend on your available, stable income minus your expected monthly expenses. It is always wise to make sure you have a remaining budget to make sure you normally live while paying for your car's monthly amortization or when you hand over the cash to the car seller.

    Once you have figured out that amount, feel free to check the wide range of used cars available on the market listed here on Philkotse.com, by private owners and certified car dealers. Hope you drive home your car the soonest!