Global Mobility Service Philippines - GMS company

We use the Internet of Things (IoT) technology to open new opportunities for the unbanked and those without credit history or collateral.

The key innovation is that drivers become able to access auto-financing without collateral by using our patented IoT device (also known as MCCS) that can safely deactivate the vehicle engine should the driver fail to repay on time.

Through our Mobility Service Platform (or MSPF), the working behavior of drivers can be analyzed and visualized—and hence they are able to offer loans those without credit history or collateral.

Moreover, drivers who were previously unable to access auto-financing are now able to build credit history and access future financing opportunities, improving their living standards.