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Used Cars for sale in Santo Tomas La Union

16 results found
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2013 Toyota Land Cruiser vx 200 for sale The listing has expired

2013 Toyota Land Cruiser vx 200 for sale

La Union, Santo Tomas

₱270,000

Automatic Verified Contact 39,000 km

Hyundai Santa Fe 2008 For Sale The listing has expired

Hyundai Santa Fe 2008 For Sale

La Union, Santo Tomas

₱350,000

Automatic 103,000 Km

Honda Jazz 2015 contact me directly my Email:dorcasclara45 yahoo.com The listing has expired

Honda Jazz 2015 contact me directly my Email:dorcasclara45 yahoo.com

La Union, Santo Tomas

₱250,000

Automatic 35,000 Km

2003 Nissan Patrol ZD30 Pres.Edition FOR SALE The listing has expired

2003 Nissan Patrol ZD30 Pres.Edition FOR SALE

La Union, Santo Tomas

₱400,000

Automatic 140,000 Km

Toyota Fortuner 4x2 V 2014 at FOR SALE The listing has expired

Toyota Fortuner 4x2 V 2014 at FOR SALE

La Union, Santo Tomas

₱1,050,000

Automatic 55,386 Km

2006 Toyota Hilux top of the line The listing has expired

2006 Toyota Hilux top of the line

La Union, Santo Tomas

₱665,000

Automatic 80,000 Km

2003 Nissan Patrol Super Safari Presidential Edition Dsl for sale The listing has expired

2003 Nissan Patrol Super Safari Presidential Edition Dsl for sale

La Union, Santo Tomas

₱480,000

Automatic 100,000 Km

2003 Nissan Patrol Super Safari Presidential Edition for sale The listing has expired

2003 Nissan Patrol Super Safari Presidential Edition for sale

La Union, Santo Tomas

₱520,000

Automatic 100,000 Km

Mitsubishi Galant super saloon 94 model FOR SALE The listing has expired

Mitsubishi Galant super saloon 94 model FOR SALE

La Union, Santo Tomas

₱110,000

Automatic 120,000 Km

2006 Mitsubishi Adventure GLX 2.5 Diesel The listing has expired

2006 Mitsubishi Adventure GLX 2.5 Diesel

La Union, Santo Tomas

₱250,000

Manual

Honda Civic LXI not toyota Mitsubishi The listing has expired

Honda Civic LXI not toyota Mitsubishi

La Union, Santo Tomas

₱125,000

Automatic 130,000 Km

Toyota corolla gli 96 The listing has expired

Toyota corolla gli 96

La Union, Santo Tomas

₱110,000

Automatic 130,000 Km

2006 Mitsubishi Adventure GLX diesel The listing has expired

2006 Mitsubishi Adventure GLX diesel

La Union, Santo Tomas

₱260,000

For sale Honda Civic lxi The listing has expired

For sale Honda Civic lxi

La Union, Santo Tomas

₱159,000

Automatic 130,000 Km

Honda Civic 1500cc 96 mdl The listing has expired

Honda Civic 1500cc 96 mdl

La Union, Santo Tomas

₱159,000

Automatic 130,000 Km

2005 Toyota Innova for sale in Santo Tomas The listing has expired

2005 Toyota Innova for sale in Santo Tomas

La Union, Santo Tomas

₱375,000

    How to Get Approved for a Car Loan in the Philippines?

    Most definitely, your interest in buying a vehicle for yourself or loved one is the main reason you are viewing our current list of used cars for sale in Santo Tomas, La Union. These cars are offered by private owners, as well as certified car dealers. As you can see, the units differ in prices even if the model is the same.

    You may already have a budget allocated, but did you know that you can opt for paying the unit through a financing company or a bank? This way, all you have to pay initially is the down payment, and then the remaining balance plus the interest rate can be paid on an installment basis.

    However, the fear of not being approved is common amongst buyers, and that is understandable. So, how will you get approved for a car loan? Here are some tips for you:

    1. Be Mindful of and Prepare All the Requirements

    Before you even apply for an auto loan, you must make sure that you have all the requirements at hand. Apparently, an incomplete requirement will never get you approved. Thus, look into different loaning companies and check which of them you can meet their requirements.

    Dealerships from Auto brands around the country already offer in-house financing. You also have the option to apply to a bank and to private financial companies.

    2. Consider Applying for a Car in Different Companies or Banks

    As much as possible, opt for three loaning companies or banks. It would even be better if you apply to private financial companies and banks. This way, you have a higher chance of getting a car loan approved, with at least one of them. Remember, different institutions have different approval rates due to the level of strictness of their rules and regulations.

    3. Evaluate Your Current Financial Status

    Most loaning institutions will have a minimum required monthly salary in order to have a person approved. With that being said, you must evaluate your finances. In case you meet that minimum requirement, you should also consider your other monthly expenses such as bills, food, and when you will own the car, fuel. This will help you determine how much you need to loan; one which you can pay easily.

    4. Refrain from Applying for Other Loans

    While you are applying for a loan to pay for the second-hand cars for sale you want, as well as while your application is being processed, you should try not to apply for any other loans. If upon credit checking, the institution sees that you are applying for another loan or you are about to have another credit, your chances of getting approved will be too low.

    5. Have a Stable Financial Source

    Obviously, your car loan will not be approved if you have no stable job. Additionally, it is best if the time while you are applying for the loan, you have been employed in the same company or running a business for two years straight.

    Getting a Car Loan Approved Is NOT Rocket Science

    Today, Filipinos can conveniently purchase vehicles with the help of financing. There are a lot of institutions willing to provide that financial need. All you need to do is meet their requirements, make sure you have a stable source of finances, enough disposable income, and have no other loan applications.

    Thank you for using Philkotse.com and hope that you find your dream car the soonest!